Insurance and Risk Management Solutions Provider

“We Help Organizations and Individuals Protect their Assets, Grow, and Succeed”

Our Mission and Solutions

By working with our clients to assess the present, we develop a roadmap for success in the future through the benefits of insurance, and effective risk management solutions
Commercial-Icon

Commercial Risk Solutions

Our Commercial Risk Solutions provide coverage that protects your small business from financial damages that can result from property damage accidents, professional errors, workers compensation claims, loss of key employees, and other situations. Having accurate coverage is critical in minimizing the negative impact of claims against your business. We focus on:

  • General Liability
  • Workers Compensation
  • Professional Liability
  • Commercial Property
  • Commercial Auto
  • Key Person Life Insurance
  • Employee Practice Liability Insurance

Commercial-Icon

Commercial Risk Solutions

Our Commercial Risk Solutions provide coverage that protects your small business from financial damages that can result from property damage accidents, professional errors, workers compensation claims, loss of key employees, and other situations. Having accurate coverage is critical in minimizing the negative impact of claims against your business. We focus on:

  • General Liability
  • Workers Compensation
  • Professional Liability
  • Commercial Property
  • Commercial Auto
  • Key Person Life Insurance
  • Employee Practice Liability Insurance

Commercial-Icon

Public Risk Solutions

Our Public Risk Solutions provide a highly specialized insurance product designed to manage risk and lower cost unique to public entities. Especially during a downturn when budgets decrease, and operational risks increase.

Commercial-Icon

Public Risk Solutions

Our Public Risk Solutions provide a highly specialized insurance product designed to manage risk and lower cost unique to public entities. Especially during a downturn when budgets decrease, and operational risks increase.

Commercial-Icon

Life and Retirement Solutions

Our Life and Retirement Solutions provide our clients a way to secure the financial well being of their family in the event of a sudden death or disability. For clients seeking a supplemental retirement income, we have solutions that focus on protecting and growing your money. Products include:

  • No medical Exam Life Insurance
  • Final Expense Life Insurance
  • Indexed Universal Life Insurance - Cash Value Accumulation
  • Fixed Indexed Annuity

Commercial-Icon

Life and Retirement Solutions

Our Life and Retirement Solutions provide our clients a way to secure the financial well being of their family in the event of a sudden death or disability. For clients seeking a supplemental retirement income, we have solutions that focus on protecting and growing your money. Products include:

  • No medical Exam Life Insurance
  • Final Expense Life Insurance
  • Indexed Universal Life Insurance - Cash Value Accumulation
  • Fixed Indexed Annuity

Commercial-Icon

Services

Our risk management services provide our client with the full understanding of their organization’s insurance program. From evaluating the total cost of organizations risk, to providing solutions to help lower cost.

Commercial-Icon

Services

Our risk management services provide our client with the full understanding of their organization’s insurance program. From evaluating the total cost of organizations risk, to providing solutions to help lower cost.

Life and Retirement Solutions

1

Term Life Insurance

This solution provides coverage at a fixed rate of premium payments for a period of time selected by the policy owner. This is typically our least expensive life insurance option that can offer a substantial death benefit.
2

Return of Premium Term

This solution returns the contributed premiums for coverage if the insured party survives the policy’s term, or includes a portion of the contributed premiums paid to the beneficiary upon the death of the insured.
3

No Medical Exam Life Insurance

While most policies require a medical exam to qualify, we can offer a simplified issued permanent life insurance product that requires no medical exam or blood work.

4

Indexed Universal Life Insurance

This life insurance solution offers a death benefit coupled with a cash account that can be used to pay policy premiums or take loans and withdrawals based on policy terms. Can be set up as a savings vehicle for our clients, with cash value growth connected to the performance of an outside stock index such as the S&P 500 index.

5

Fixed Indexed Annuity

This insurance solution pays a guaranteed rate of interest on the account owner’s premium contributions. Can operate in a similar manner as Indexed Universal Life insurance, where premiums are tied to an index. If you are looking for another source to supplement your retirement income, this may be a good option for you.
6

Final Expense Life Insurance

If you are worried about the ability to pay final expenses, such as a funeral, burial, and unpaid medical bills of an older family member in the case of sudden loss of life, our Final Expense Life insurance solution is right for you. With our guaranteed issue solution, no medical is required and rates are predetermined.

Our Insurance Carriers

About Us

Commercial Lines Clients

With over 20 combined years of experience in the insurance industry, we help small to midsize public or private organizations protect their operations by providing comprehensive insurance and risk management solutions.

Personal Lines Clients

We help individuals and families, protect their assets or investments by connecting them with insurance solutions that assist with financial stability when unexpected situations occur. 

Contact Us

We value your interest in our services and are committed to providing you with exceptional support and assistance. Whether you have questions, require assistance, or need guidance on selecting the right insurance coverage, our dedicated team is here to help.

Follow us:

We understand that insurance can be complex, and you may have questions or concerns. Our team of experienced insurance professionals is here to assist you every step of the way. Feel free to reach out to us through any of the following methods:








    Scroll to Top